Aries (March 21 to April 19) — It’s important for you to be nice. Be polite, especially when you disagree with somebody. It’s a test of your good manners and your ability to lead.

Taurus (April 20 to May 20) — If you continue to follow the rules you’ve learned, you’ll continue to save. Others may call you a penny-pincher, but you’ll laugh all the way to the bank.

Gemini (May 21 to June 21) — Limit your spending a while longer. There’s nothing you need that you can’t do without for a while — except education. Stop by the library.

Cancer (June 22 to July 22) — There’s no sense letting people believe you’ll go left when you intend to go right. You try to avoid a conflict when you can, but some things require you to take a stand.

Leo (July 23 to Aug. 22) — Better recheck your data before you proceed. Garbage in leads to garbage out. Test the accuracy of your information.

Virgo (Aug. 23 to Sept. 22) — An argument about money could bring out the other guy’s nasty side. A sharply spoken word can hurt, but don’t take it too seriously. You’ll get over it with the help of a good meal.

Libra (Sept. 23 to Oct. 22) — It’s still not a good idea to say whatever you feel. Advise your associates to be similarly cautious. Better safe than sorry.

Scorpio (Oct. 23 to Nov. 21) — In meetings and workplace discussions, you’re more likely to learn what’s wrong than what’s right. If you want to know, just ask. If you don’t, stay out of earshot.

Sagittarius (Nov. 22 to Dec. 21) — A loved one may not initially understand why you’re holding the purse strings so tight. Explain how important it is to have some money stashed away. Your lesson may be remembered.

Capricorn (Dec. 22 to Jan. 19) — There are a lot of ways to get your meaning across, and verbal communication is just one of the ways. If words fail you, try a different approach.

Aquarius (Jan. 20 to Feb. 18) — Something that looked good on paper may have flaws that went undetected. When you actually start to use this concept, you’ll find the flaws. Bet on it.

Pisces (Feb. 19 to March 20) — You don’t have to have a million bucks to be happy. You just have to appreciate what you have, and you have a lot.